Northern Bank

Lowell Area Business Owners – there is still time! Join us tomorrow, Wednesday, July 16 at noon, for our Lunch N Learn. Register here: https://hubs.li/Q03xltFK0

When 25-year-old Jim Welch started his auto repair business in 1982, he walked across the street to Northern Bank for his daily deposits. That simple routine sparked a 40+ year partnership built on trust and integrity. When Jim wanted to expand and buy a second property, our bank owner personally visited the site and said, "If you don't buy this property, we will—it's that good." But instead of competing, we stood by our word and provided the loan Jim needed. Because real partnerships aren't just about transactions, they're about understanding your vision and finding ways to make it work. Read Jim's story: https://hubs.li/Q03wXtLx0

Discover smart tax-advantaged strategies to help maximize your financial growth. From retirement planning to investment structures, learn about approaches tailored specifically for entrepreneurs. Read our latest article to explore how wealth management solutions, offered through Asset Strategy, can help you reach your financial goals. https://hubs.li/Q03vpzg-0

Exciting news! Northern Bank and Solex HCM are partnering to bring comprehensive payroll and HR solutions to Northern Bank business clients. This collaboration means more than new services – it's about creating an integrated ecosystem where financial expertise meets workforce management solutions. Our clients now have access to: • Automated payroll and compliance management • Streamlined HR processes that save time and reduce risk • Modern employee self-service tools that boost engagement When businesses can focus less on administrative complexity and more on growth, everyone wins. We're proud to expand our partnership approach to deliver even greater value. Learn more: https://hubs.li/Q03tPxDm0

When an offer seems too good to be true, it probably is. Cryptocurrency scams often target older adults with fraudulent investment opportunities. We recently helped protect a customer by asking the right questions before they transferred $8,000 to a scammer via Coinbase. Red flags to watch for: • Unsolicited investment opportunities • Pressure to act quickly or a ‘limited time opportunity’ • Requests to buy cryptocurrency for someone else • Promises of a guaranteed return on your investment Your financial security is personal to us. When something feels off, let's talk it through together. We're more than just a bank, we're a partner looking out for your best interests. Learn more about red flags here: https://hubs.ly/Q03tBMFJ0

While you can't control market fluctuations, you can control who's fighting for your best rate. At Northern Bank, we don't just process applications; we actively work the market on your behalf, leveraging our relationships and expertise to secure terms that make sense for your situation. Because when it comes to your home financing, "good enough" isn't good enough for us. Learn more: https://hubs.li/Q03trc530

Founded in 1960 by the Mawn brothers, and still family-owned and operated today, Northern Bank has always understood the passion and commitment it takes to run a family-owned business. Our ability to put ourselves in our clients’ shoes, and find the best solution to their unique challenges, is what makes banking with us a truly different experience. Learn more: https://hubs.li/Q03s_P710

Stories like Jose’s remind us why we do what we do. When traditional lending felt impossible, we saw possibility. We found a way to say "yes." Every family has a unique story, and every homeownership journey looks different. That's exactly why our approach is never one-size-fits-all. We dig deep, listen carefully, and create personalized solutions that turn homeownership dreams into keys in your hand. Learn more: https://hubs.li/Q03srj-00

This week, Northern Bank is hosting two not-to-miss webinars focused on succession planning strategies that could transform how you approach your business legacy. Don't let these opportunities pass—your business deserves a succession plan that's as unique as the vision that built it. Register for Related Party Exchanges: https://hubs.li/Q03scLJT0 Register for Business Succession Planning: https://hubs.li/Q03scHfm0

We're thrilled to celebrate Devon Fee, recipient of our 2025 James E. McGarry Jr. college scholarship! Devon transformed her vision of inclusive education into reality by developing a new integrated theater course at Woburn Memorial High School. Next stop: Marist University for Communications. The future is bright! Read the full article: https://hubs.li/Q03scpPy0